With the well established legislation and financial system, Hong Kong has been one of the major fund raising platforms for the PRC enterprises intending to look for foreign investment. Looking ahead, we believe that the Group will benefit from the signing of Pan-Pearl River Delta Agreement and CEPA, as this common market covering the nine southwestern provinces and two SARs (Hong Kong and Macau) will channel a bio-lateral flow of business between China and aboard. Being a one-stop financial service provider, it is expected that our performance will be enhanced by taking advantage of this changing economy.

In line with the Group's strategy to diversify and significantly grow its earnings, the Group is further expanding into the property sector. This expansion stems from the Directors' experience in property investment and development as well as their strong relationships built-up more than 10-years within the Macau property sector.